TERMS OF USE

NCOGrenville welcomes you to its Web Site (the “Site”). Permission to use this Site is granted to all individuals who agree to abide by the terms of use that follow. By accessing the Site, you agree to be bound by the terms of use. If you do not agree with the terms of use, you must refrain from using the Site. NCOGrenville may from time to time revise the terms of use and the Privacy Policy Statement, and visitors to the Site should check this page periodically to review any changes thereto.

COPYRIGHT NOTICE

The materials displayed in this Site are the property of NCOGrenville and others, and are covered by the provisions of the Copyright Act and related regulations and international agreements. Reproduction and commercial redistribution of the materials on this Site, either partially or in their entirety, is prohibited except with the consent of NCOGrenville, or as otherwise provided herein.

The materials on this Site may be reproduced, in whole or in part, and by any means whatsoever, without charge and without the permission of NCOGrenville, for the purposes of private research or study. The materials may also be reproduced for the purposes of critiquing or reviewing the materials, so long as the critique or review identifies NCOGrenville as the source of the materials.

Some of the materials on the Site might be subject to copyrights held by third parties. It is the responsibility of a visitor to the Site to determine the existence of copyright in the content and to obtain the necessary permissions from the author or copyright owner, as the case may be, prior to reproduction.

TRADE MARKS

Any trade- marks displayed on the Site are governed by the provisions of the Trademarks Act and related regulations and international agreements. It may be an infringement for a visitor to the Site to use any of the trade-marks displayed herein without the prior consent of the trade- mark owner.

LIMITATIONS OF WARRANTIES AND DISCLAIMER

The information contained and accessed on this Site is intended to provide the Web site visitor general information of interest. The information should not be construed as legal or financial advice. You should consult with your accountant, lawyer or government department for definitive answers.

Due to the nature of the electronic communications process, NCOGrenville cannot guarantee that this Site will be uninterrupted, error-free, omission-free, or free of viruses. The information is provided “as is” without warranties of any kind. In no event shall NCOGrenville, its Board, management and employees be liable for any direct, indirect, consequential or other damages whatsoever arising out of or in connection with the Site and any of its contents.

PRIVACY POLICY STATEMENT

Please refer to the NCOGrenville Privacy Policy Statement which provides information and guidelines.

GOVERNING LAW AND JURISDICTION

This Site (excluding third party linked Web sites) is managed and controlled by NCOGrenville from its head office within the province of Ontario, Canada. The Site is accessible from all of the provinces and territories of Canada, as well as from other countries around the world. As each of these jurisdictions has laws that may differ from those of the province of Ontario, by accessing this Site the Web site visitor agrees that all matters relating to access to, or use of, this Site or any other hyper-linked Web site, shall be governed by the laws of the province of Ontario and the laws of Canada, without regard to conflict of laws principles that may otherwise apply between the visitor’s home jurisdiction and the Province of Ontario. The Web site visitor also agrees to attorney to the exclusive jurisdiction and venue of the courts of the province of Ontario, and acknowledges that it does so voluntarily, and is responsible for complying with local laws.